Why Worry?

Are you an excessive worrier? Perhaps you subconsciously think that if you "worry enough," you can prevent bad things from happening. But the fact is worrying can affect the body in ways that may surprise you. When worrying becomes excessive, it can lead to feelings of high anxiety and even cause you to be physically ill. What Happens With Excessive Worrying? Worrying is feeling uneasy or being overly concerned about a situation or problem. With excessive worrying, your mind and body go into overdrive as you constantly focus on "what might happen." In the midst of excessive worrying, you may suffer with high anxiety -- even panic -- during waking hours. Many chronic worriers tell of feeling a sense of impending doom or unrealistic fears that only increase their worries. Ultra-sensitive to their environment and to the criticism of others, excessive worriers may see anything -- and anyone -- as a potential threat. Chronic worrying affects your daily life so much that it interferes with your appetite, lifestyle habits, relationships, sleep, and job performance. Many people who worry excessively are so anxiety-ridden that they seek relief in harmful lifestyle habits such as overeating, cigarette smoking, or using alcohol and drugs.

Will Royalty7 Scam soon ?

April 22nd, 2012

Are you able to explain why Royalty7.com ranks in the top 3 best, most profitable HYIP of 2012 ? No ?  Today I’m asking you, veteran members of our community, to share your valuable experience and discuss why Royalty 7 is not going down. What makes it so popular? For instance, do you expect an imminent Royalty 7 scam ? I’m confident that together,  we’ll be able to help a lot of people with their HYIP investments in general.
First, I kindly ask you to answer this poll question. Of course, you need to investigate R7 if you never heard about it.

Will you risk money in Royalty 7 within the next month ( April - May ) ?

• Yes
• No
• Not sure yet

Thanks a lot for your anonymous participation. It’s always interesting to feel the general vibe for a popular HYIP like Royalty7. This one launched on November 11th 2011 !
You’ll remember that I risked 200$ on January 16th . Thirty calendar days later, after cashing an awesome 54% profit , I decided to make my money work elsewhere. Today on April 22nd, it’s easy to conclude it would have been profitable to re-invest. I know several privatehyipblog.com subscribers did and I’m glad for you guys. By the way, if you still have money profiting in Royalty 7, can you share your plan for the coming weeks?
Before publishing a review with my own views and positions, I thought it would be more dynamic to give you the mic . You know, a lot of people are e-mailing me,  wondering if they sould invest/  re-invest in Royalty 7. In short, they want to know if it’s not too late. No one wants to throw money down at a scam!
So, what are your pros and cons when it comes to consider a new investment with Royalty7?
Thanks for your helpful contribution . If you have more questions than answers, don’t be shy and ask out loud ! The Private HYIP Blog stands precisely  to shed some light on this undergound HYIP industry. We’re stronger together.
Next article will be about Eurex Trade and their +400 days online.
If you like The Private HYIP Blog, get your subscription now while it’s free.
Frank

Budget 2012-13: Tax payers may get some relief from budget tomorrow

NEW DELHI: Tax payers will be looking forward to some relief from Finance Minister Pranab Mukherjee who is expected to raise the income tax exemption limit to at least Rs 2 lakh in his budget proposals to be unveiled in the Lok Sabha tomorrow.

Budget at ET: Budget 2012 | Union Budget | Railway Budget 2012 | Budget News | Economic Survey 2012 Live

The Minister may also marginally raise the slabs in other tax brackets of 10 per cent, 20 per cent and 30 per cent. The Direct Taxes Code (DTC) Bill has also made a mention of it.

The DTC, which will replace the Income Tax 1961, however, will only come into force from 2013-14 and the Minister may make a formal announcement on it in his budget speech.

The Standing Committee of Parliament that has scrutinised the DTC Bill has already submitted its report to the Lok Sabha Speaker.

Although the Committee had suggested raising the tax exemption limit to Rs 3 lakh, it is unlikely that Mukherjee will agree to it in view of the need to contain fiscal deficit.

With limited space for give aways, the Budget is likely to balance populism with some tough measures to check tax evasion and generation of black money.

However, in view of reverses in the recently concluded state assembly elections, Mukherjee may go slow on economic reforms like FDI in multi-brand retail and further opening of the insurance sector to foreign investment.

There could be some bad news for prospective car buyers as government may hike duties on luxury items to raise resources.

The biggest challenge before Mukherjee would be to arrest decline in economic growth which is expected to touch a three year low of 6.9 per cent in the current fiscal, down from 8.4 per cent in the two previous years.

Further, the government is likely to set disinvestment target for the next fiscal at Rs 30,000 crore.

India companies may dole out 12% salary hike this year: Study

NEW DELHI/ MUMBAI: Despite talk of a slowing economy, improved sentiments of late have warmed India Inc to the prospects of another year of double digit salary hikes. Indian companies plan to dole out an average of 11.9% salary hike this year, compared to 12.6% last year, according to a survey conducted by human-resource consulting firm Aon Hewitt.

Despite the moderation in hikes, salary increments in India will remain the highest in the Asia-Pacific region. While salaries in China are expected to go up by 9.5%, in Philippines employees will get a 7% hike. Globally, India ranks among the top five countries with maximum salary hikes.

"The year 2012 will be a growth oriented year for most companies and salary increases are more probable this year. While the projections for the increase are marginally less, the situation is much better than it was during 2007-2008 crisis," said Sandeep Chaudhary, practice leader, Compensation Consulting for Asia Pacific, Aon Hewitt.

With the rupee appreciating considerably over the past one month and consumer spending on better lifestyle on the upside, the survey shows that companies are concentrating on allocating the surplus cash to reward employees, who contribute significantly to their organisations' growth.

Even as the average salary hike is expected to be in the 12% range, the survey pointed out that the hikes given to critical talents will be 2%-3% more than the overall increments in an organization, a trend which has been witnessed across organizations in the last three years.

The trend continues for 2012, with a projected increase of 15.1% for this employee group.

Moreover, the salary increase for employees rated as 'far exceeding expectations' is almost two times the salary increase compared to those 'meeting expectations'.

B S Murthy, CEO Leadership Capital, a boutique executive search firm, said that while the IT industry may see muted growth this year, growth across industries like FMCG, real estate, finance and others will be relatively better leading to good salary hikes. "For IT industry, hike in salary will be around 7%-10%, slightly lower than last year. Other industries, however, will see increase in the range of 8%-12%."

As far as sectors go, this year's salary increase will be the highest for the Indian pharmaceutical industry, with a projection of 13.3% hike. The engineering design/services ranked the second highest on the salary hike table with a projected increase of 13%, which is 1.1% higher than the India average. The lowest hikes are expected to come in for the telecom and financial services sectors with an11% and 10% increase respectively.

Another big trend across India Inc has been the increasing focus on variable pay as part of total compensation. Top and senior management see 23% of their total compensation as variable (up from 16% in 2001) and even the lowest-rung entry staff get approximately 13% of their total compensation (up from 10% in 2001) as variable pay, said Aon.

However, high attrition rates are expected to plague companies owing to high inflation rates. "Companies are adopting different strategies to boost growth and rationalizing manpower is an option they may look at," Chaudhary said. Overall attrition rate is projected to be at 19.8%, with financial sector to top the charts at 29.3%.

Cabinet clears Food Security Bill, to be tabled in Parliament this week

NEW DELHI: After a prod by Congress chief Sonia Gandhi, the Cabinet on Sunday cleared the National Food Security Bill at a specially convened meeting to table it in Parliament this week.

The bill, meant to provide subsidized foodgrains to people, brought to the Cabinet by food and public distribution minister K V Thomas, was approved without a hitch in a meeting that lasted under an hour.

The bill, which the UPA will table in Parliament in the hope of gaining some political dividend in the crucial Uttar Pradesh elections, seeks to cover 75% of the rural population and 50% of urban population in the country. Initial estimates suggest that the food subsidy bill could be upwards of Rs 1 lakh crore.

A minimum of 46% of the rural population and 28% urban population will get 7 kg of foodgrains per month per person. Rice would be provided at Rs 3 a kg, wheat at Rs 2 and coarse grains at Rs 1 a kg.

The rest of the targeted population would get 3 kg of grains per person per month at half the minimum support price offered to farmers by government during procurement. Existing nutrition and select social security schemes would also be brought under the legislation as an entitlement.

After having ensured clearance for a bill seen as the Congress president's pet project and a key element in the party's strategy for 2014 general elections, Thomas said, "With this, we fulfill our commitment to the people of India made first in the Congress manifesto in 2009."

Thomas met PM Manmohan Singh on Sunday just ahead of the Cabinet meeting and explained in detail the proposals as well as responses that had been elicited from various states. Thomas explained the financial ramifications of the bill to the PM as well as the foodgrain requirements and storage capacities that would need to be built up in the coming days. The inclusion of existing social security and nutrition schemes under the bill was also discussed with the PM with the cabinet secretary and V Narayanasamy, minister of state in the PMO.

The fact that Congress wants the bill tabled as soon as possible was evident when minutes of the Cabinet meeting and the final decision were communicated within minutes of the meeting's end.

The total number of beneficiaries to be covered by the bill would depend upon the results of the delayed Socio-Economic and Caste Census currently underway. While the government had moved closer to the recommendations of Sonia Gandhi-led National Advisory Council, it has left the door open to play with the absolute numbers through the use of 'deprivation parameters' in the census data.